Donte Schoenhals: Never associate yourself with anyone that thinks its OK to carry credit card debt.No, it will not affect your rating./
Karl Samiec: if you both share same account then yes it can effect you as well
Renay Billiar: If you are married, it may. I think the rules vary according to state, so check with your state. If you share the same account, then yes, it will affect you. Better to be safe than sorry so you need to have a separate account. Talk to your bank, they'll be able to help you.
Clifford Riggleman: Only if it is a joint account, if not then no.
Leif Serabia: No, as long as your name is in no way associated with the credit cards.
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